Reports

Unstacking the Deck: Toward Financial Resilience for African-American Entrepreneurs in the South

This field scan explores the creation of solutions to help financially vulnerable African American entrepreneurs to achieve positive financial health as busi...

May 5, 2020

In Search of Solid Ground: Understanding the Financial Vulnerabilities of Microbusiness Owners

Prosperity Now initiated a study in 2013 to better understand the greatest challenges and solutions that impact small business owners. This report explores t...

May 4, 2020

Demographic Trends Will Shape the Future of Entrepreneurship

This report investigates how changing demographic trends such as retirement age and the highly educated young worker replacements will alter the American eco...

May 4, 2020

An Economy for All: How Philanthropy Can Unlock Capital for Women Entrepreneurs and Entrepreneurs of Color through Inclusive Investing

This report describes the restriction of access to investment capital to capital markets for women and people of color. This lack of access further decreases...

April 23, 2020

Key Soft Skills That Foster Youth Workforce Success Towards a Consensus Across Fields

Soft skills are defined as competencies, behaviors and personal attitudes to enable environments with other people as well as goal achieving. This publicatio...

April 23, 2020

Access to Capital among Young Firms, Minority-owned, Women-owned, and High-tech owned

This report inspects access to capital for young firms while specializing in women and minority owned firms in the high tech industry particularly during fin...

April 22, 2020

Disparities in Capital Access between Minority and Non-Minority-owned Businesses

This report emphasizes the important contribution of minority business enterprises (MBEs) to the US economy. The analysis emphasizes inadequate access to fin...

April 22, 2020

Black and White: Access to Capital among Minority-Owned Startups

Using the Kauggman Firm Survey, this paper analyzes the important question if ethnic minorities have adequate access to financial capital to further expand b...

April 22, 2020

Social Benefits of Homeownership and Stable Housing

As research has consistently shown the importance of housing on the economy and long-term financial stability, this report explores that existing research an...

April 22, 2020

Leap Before You Lag

IBM Corporate Citizenship and Corporate Affairs provides an analysis of the nonprofit sector and the value of collecting and sharing information. The publica...

April 22, 2020

Microbusinesses in the United States – Characteristic and Sector Participation

This report explores the comparison of microbusinesses to non-microbusinesses and specific characteristics of female-owned microbusinesses as well as minorit...

April 21, 2020

Identifying Opportunity Occupations in the Nation’s Largest Metropolitan Economies

This paper explores the likelihood of workers without a four-year college degree being offered decent-paying jobs in the 100 largest metropolitan areas. Key ...

April 21, 2020

FDIC Survey of Unbanked and Underbanked Household 2013

This report explores the necessity of inclusiveness of the banking system. Many US families do not have a mainstream banking relationship which sets them up ...

April 21, 2020

Key Dimensions of the Small Business Lending

This report investigates the impact of women-owned and minority-owned small businesses on local communities and barriers they face in accessing credit.

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April 21, 2020

Small Business Owner Report 2016

This semi-annual report explores the challenges, successes and perspectives of small business owners across the country. This report looks closely at the rol...

April 21, 2020

State of Small Business in America

This report explores the impact of small business growth and job creation in America. This report examines challenges such as access to capital, workforce sk...

April 21, 2020